Good news! The 2019-2020 OSAP application opened on April 25, 2019. This blog post provides a helpful overview of OSAP and OSAP affidavits.
What is OSAP?
The Ontario Student Assistance Program, or OSAP, provides student loans and grants to post-secondary students, and for many an OSAP loan is essential for getting through the academic year.
OSAP can help you pay for tuition, books, student fees, living expenses (for full-time students) and child care (for students with children).
OSAP is available to Ontario residents who are attending OSAP-approved schools and are:
Permanent residents, or
The amount of OSAP you are entitled to depends on your:
Personal financial situation
You can use the online OSAP calculator to see how much you could get in grants and loans for the 2019-2020 academic year.
How do I apply for OSAP?
Applying for OSAP is pretty straightforward. First, you register online for an OSAP account. Second, you complete the online application.
Make sure that you submit your OSAP application by the deadline. For full-time students and part-time students with study periods of 21 weeks or more, your OSAP application is due no later than 60 days before the end of your study period. For part-time students with study periods of 20 weeks or less, your application is due no later than 40 days before the end of your study period. For OSAP, the study period is usually the normal school year for your program.
Third, you complete the Master Student Financial Assistant Agreement, if required. You may also need to complete the signature and declaration forms, and provide additional documents, like an OSAP affidavit.
For more information on how to apply for OSAP, visit the Government of Ontario’s How to apply for OSAP.
What is an OSAP affidavit, and do I need one?
An affidavit is a document where the contents have been sworn or affirmed to be true. It is sworn and signed before:
a person who is not a lawyer but who is a commissioner of oaths or
a notary public
In certain situations, OSAP requires you to submit an affidavit confirming details about your OSAP application. These include:
Common-law status: You must provide an affidavit signed by you and your spouse to confirm:
You have lived together continuously for a period of not less than three years, or
You are in a relationship of some permanence and are the natural or adoptive parents of a child.
Sole support parent (widowed or never married): You must provide an affidavit confirming you have sole legal custody of your children, who will live with you full-time during the academic year.
Separated, divorced or widowed (no dependent children): If you do not have a separation agreement or court order, you can provide an affidavit confirming your separation.
Indigenous identity: If you do not have an approved official document (as stated in the OSAP application) that proves your Indigenous identity, you may provide an affidavit confirming your Indigenous identity and an explanation of why official documentation is unavailable.
Spouse income verification: Canadian non-taxable and/or foreign income: An affidavit to prove the amount, currency and sources of a spouse’s foreign income or to explain why a spouse did not have any income.
Parent income verification: Canadian non-taxable and/or foreign income: An affidavit to prove the amount, currency and sources of foreign income, or to explain why a parent did not have any income.
Marital status: An affidavit signed by you and your spouse to confirm the date of your marriage.
If you aren’t sure if you need to provide an OSAP affidavit, we recommend that you contact your financial aid office or the National Student Loans Service Centre.
Can Downtown Notary help me with my OSAP affidavit?
Yes, we definitely can! We can prepare and notarize your OSAP affidavit for $52.50, including HST and the 25% student discount.
If you already have your OSAP affidavit ready, we can notarize it for you for $26.25, including HST and the 25% student discount.
This blog post is for information purposes only. It does not replace information provided by the Government of Ontario’s OSAP program or financial aid offices. If you have questions about OSAP, contact your financial aid office or the National Student Loans Service Centre.